For All Points-Of-The-View.
Car Tip of the Week…
“A Woman’s Guide to Buying a New or Used Vehicle: Everyday Secrets You Should Know” (Part I & II).
Are You in the Market for a New or Used Vehicle?
According to experts -- the best time to buy a new vehicle from a dealership is in the fall when the new cars arrives or two weeks before the end of the year. You will be able to save hundreds of dollars at this time.
While buying last year’s model, follow this rule – “If you are not saving at least $1,500, you’re better off getting next year’s model. This is true because of depreciation.”
To get the best value for your money, it is recommended that you purchase a two or three-year old “used” vehicle with very low mileage.
Three Dealership Scams
Dealer’s Vehicle Switch
When negotiating with a dealer by phone, fax or email, have the dealer email the details of the quoted price, along with the vehicle’s stock number and Vehicle ID Number (VIN). It’s important that you get this information for both new and used cars. Dealers have been known to switch vehicles after you arrive at the dealership --so watch out for this.
The Lease Switch Trick
You may not believe it, but some dealers will hand you a “purchase contract” to look over only to substitute a “lease contract” later when the time comes to finalize the deal. When you sign something, the law assumes that you’ve read what you signed. Sounds paranoid, but this happens everyday to innocent people like you. The solution is to be sure to read the entire document before signing your name.
Your Financing Fail Through Scam
Be careful trading in your car at a dealership. When they give you a new or used vehicle, sometimes especially with women buyers -- they will contact you in a couple of days to tell you -- your financing fail through. Or they will tell you to bring the car back to have floor mats, alarm system or something else installed.
When you bring the car back after you have fell in love with it, the finance officer will tell you your financing fail through. They will tell you if you want to keep the car, you will have to pay a larger monthly payment and/or higher interest rate. Even if it is still within 30 days --they will give you a hard time about canceling the car deal and by then your used car will be gone --so beware of dealerships.
E-books Now Available On:
Part I - http://www.amazon.com/dp/B00A1D6ZUU
Author’s BIO: Cathy Harris is an Empowerment and Motivational Speaker, Health and Wellness Expert, and a Self-Help Author of 18 books. She is an expert on many different topics including health, business, writing/publishing, workplace discrimination, whistleblowing, law enforcement, domestic and international traveling, politics, community relations, family empowerment, media, car buying, selling and maintenance. Her books and articles are full of content-rich material to help anyone get back into the driver’s seat. She is a veteran and lives in Atlanta and is available for lectures, seminars and workshops at www.CathyHarrisSpeaks.com. For more empowerment information join the mailing list and buy other books by Cathy Harris at www.AngelsPress.com.
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Cathy Harris, CEO, President & Publisher
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